3 Easy and Quick Ways to Claim BPJS Employment JHT Benefits

In this article, we’ll guide you through three easy and quick ways to claim your BPJS Employment JHT benefits, ensuring a smooth process.

1. Claim JHT BPJS Through BPJSTKU Mobile App

A Convenient, Digital Solution

One of the most convenient ways to claim your JHT BPJS Employment benefits is through the BPJSTKU Mobile App. The app is designed to make the process easier and more accessible, eliminating the need to visit a BPJS office physically.

Steps to Claim JHT through BPJSTKU Mobile App

1. Download the App: If you haven’t already, download the BPJSTKU Mobile App from the Play Store or App Store. It’s free and available for both Android and iOS users.
2. Register/Login: Once downloaded, you’ll need to log in with your account details. If you’re a new user, register by providing your personal information, such as your BPJS number, email address, and phone number.
3. Navigate to JHT Claim: After logging in, go to the “Claim JHT” section. The app will ask you to fill in certain information, including your work history and the reason for claiming your benefits (resignation, retirement, or job termination).
4. Upload Required Documents: You’ll be prompted to upload documents such as:
   • BPJS Ketenagakerjaan card
   • ID card (KTP)
   • Proof of employment termination (for resignations or layoffs)
   • Bank account information for receiving the funds
5. Submit the Claim: Once all documents are uploaded, review the information, and click submit. The system will then process your claim. You’ll receive a notification confirming the status of your claim.

Processing Time

The process usually takes 3-5 business days for approval and for the funds to be deposited into your bank account. One of the biggest advantages of using the BPJSTKU app is that it saves time, as everything is done online.

2. Claim JHT BPJS at BPJS Ketenagakerjaan Office

Traditional Walk-In Option

For individuals who prefer face-to-face interaction or need assistance with their claim, visiting a BPJS Employment office is still a reliable option. While the process can be time-consuming, the in-person option ensures that any issues or concerns are addressed immediately.

Steps to Claim JHT at the BPJS Office

1. Prepare Documents: Before heading to the office, make sure you have the necessary documents:
   • Original and copy of BPJS Employment card
   • Original and copy of ID card (KTP)
   • Employment termination letter or retirement letter
   • Copy of your family card (Kartu Keluarga)
   • Bank account details for the transfer
2. Book an Appointment: Many BPJS offices require you to schedule an appointment in advance. You can do this by calling the nearest office or using the BPJSTKU app to book an appointment.
3. Visit the Office: On the day of your appointment, arrive at the BPJS office with your documents. You will be asked to fill out a claim form and submit your documents.
4. Verification and Processing: After submitting your claim, the staff will verify your documents and process the claim. You will receive a receipt or confirmation number that you can use to check the status of your claim.
5. Receive Funds: After approval, your JHT benefits will be transferred to your bank account. The processing time may vary, but it usually takes 7-10 business days.

Pros and Cons

• Pros: In-person assistance ensures that any issues are dealt with on the spot.
• Cons: It can be time-consuming, especially if there are long queues or delays in document verification.

3. Claim JHT BPJS Through the BPJS Employment Website

An Alternative Online Option

If you prefer an online method but don’t want to use the mobile app, you can also claim your JHT BPJS benefits through the official BPJS Employment website. This method allows you to complete the process from a desktop or laptop.

Steps to Claim JHT on BPJS Employment Website

1. Access the Website: Go to the official BPJS Employment website at www.bpjsketenagakerjaan.go.id.
2. Login/Register: If you are a registered user, log in using your BPJS account credentials. New users will need to sign up by providing their BPJS Employment number and personal information.
3. Navigate to e-Services: Once logged in, navigate to the e-Services section, where you’ll find the option to claim your JHT benefits.
4. Fill Out the Claim Form: Complete the required information on the claim form, including your employment history and the reason for claiming the JHT funds.
5. Upload Documents: Similar to the mobile app, you’ll need to upload the necessary documents such as your BPJS card, ID, and employment termination letter.
6. Submit the Claim: Once you’ve filled out the form and uploaded the documents, submit your claim for processing. You’ll receive a confirmation email with details on the status of your claim.

Processing Time

The processing time is generally 5-7 business days, depending on the accuracy of the documents submitted. The BPJS Employment website is a good option for those who prefer online processing but find mobile apps inconvenient.

Pros and Cons

• Pros: The website is user-friendly and eliminates the need to install an app.
• Cons: It may not be as quick as the mobile app, and any mistakes in uploading documents can delay the process.

Claiming your BPJS Employment JHT benefits doesn’t have to be a complicated or stressful process. Whether you choose to use the BPJSTKU mobile app, visit a BPJS Employment office, or submit your claim through the official website, each method offers its own advantages. The key is to ensure that you have all the necessary documents prepared, and to follow the steps carefully.

By understanding these three easy and quick ways to claim your JHT benefits, you can choose the method that best suits your needs, allowing you to access your funds with minimal hassle.